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Zero Balance Savings Account

Compare Zero Balance Saving Account Online!

While some banks still require their customers to maintain a certain amount of minimum balance, many banks now provide their customers with zero balance saving account wherein you don’t have to maintain a minimum balance.

A zero balance account is ideal for holders, who are new to banking and prefer to avoid the pressure of maintaining a minimum balance in their account.

Interest Rate
interest rate1% p.a.
(limit1)
interest rate2% p.a.
(limit2)
Minimum Balance
0
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Features
  • Feature 1
  • Feature 2
  • Feature 3
  • Feature 4
Interest Rate
4%* p.a.
Minimum Balance
0
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Features
  • Open a full-fledged savings bank account
  • Open savings bank account without stepping out of your house
  • Paperless account opening journey
  • Have a full-fledged account within eight hours
Interest Rate
interest rate1% p.a.
(limit1)
interest rate2% p.a.
(limit2)
Minimum Balance
0
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Features
  • Feature 1
  • Feature 2
  • Feature 3
  • Feature 4
Interest Rate
interest rate1% p.a.
(limit1)
interest rate2% p.a.
(limit2)
Minimum Balance
0
Show Details
Features
  • Feature 1
  • Feature 2
  • Feature 3
  • Feature 4
Interest Rate
interest rate1% p.a.
(limit1)
interest rate2% p.a.
(limit2)
Minimum Balance
0
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Features
  • Feature 1
  • Feature 2
  • Feature 3
  • Feature 4
Interest Rate
2.70% p.a.
(Balances upto Rs. 1 lakh)
2.70% p.a.
(Balances above Rs. 1 lakh)
Minimum Balance
Nil ( Till 31st March, 2019)
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Features
  • Minimum balance requirement as per Savings Bank Account
  • Minimum balance charges has been waived till 31st March 2019
Interest Rate
3.50% p.a.
(upto Rs. 50 Lac.)
3.75% p.a.
(above Rs. 50 Lac)
Minimum Balance
0
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Features
  • No minimum balance
  • No initial deposit
  • Free Cheque book facility
  • Free debit card
Interest Rate
3.00% p.a.
(For balance upto Rs. 50 lakhs.)
3.15% p.a.
(Incremental balance over Rs. 50 lakhs)
Minimum Balance
0
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Features
  • No Minimum balance
  • Free RuPay debit card
  • No charges for account closing
  • Avail other features after completing the KYC process
Interest Rate
6% p.a.
(Upto Rs.1 lakh)
7% p.a.
(Above Rs.1 lakh)
Minimum Balance
Nil
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Features
  • Open an account only with the help of your Aadhar Card Can apply for this account at the micro ATM of IDFC Bank
  • Account offers Internet & mobile banking, free & unlimited ATM services, and various others.
Interest Rate
3% p.a.
(Balance below Rs.50 Lakhs)
3.5% p.a.
(Balance above Rs.50 Lakhs)
Minimum Balance
Nil
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Features
  • Instant account opening
  • Zero balance account
  • Insurance cover
Interest Rate
3.00% p.a.
(On balance upto & including Rs. 25.00 lakhs.)
3.00% p.a.
(On balance above Rs. 25.00 lakhs)
Minimum Balance
0
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Features
  • No Minimum balance
  • Free RuPay debit card
  • No charges for account closing
  • Online account opening
Interest Rate
6.75% p.a.
(Rs. 10 lac to Rs. 5 Cr)
6% p.a.
((Rs.1 lac to Rs.10 lac)
5% p.a.
(up to Rs.1 lac)
Minimum Balance
Rs.5000 (Zero after opening a RD or SIP of more than Rs.2,000)
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Features
  • Upload the Aadhar Card & PAN card copies online to open account Can be opened instantly online with minimum documentation
  • Titanium First Debit Card
  • Unlimited free ATM Withdrawals
  • Interest rate of up to 6.75%
Interest Rate
3% p.a.
(Balance of below Rs. 50 lac)
Minimum Balance
0
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Features
  • Zero balance
  • Free debit card
  • Free cheque book
  • Unlimited free ATM withdrawals
  • Free branch access
Interest Rate
6% p.a.
Minimum Balance
Nil
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Features
  • No minimum balance
  • Up to 6% interest rate
  • Strong security
Interest Rate
4%* p.a.
Minimum Balance
0
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Features
  • You can now avail the benefits of the banking solutions with a single touch
  • Kotak 811 offers a virtual debit card (VDC) for the ease of online banking
  • Ideal for all your daily needs such as shopping, groceries, cab payments, and various others
Interest Rate
3.00% p.a.
Minimum Balance
0
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Features
  • No Minimum balance
  • Cheque Facility
  • Free debit card
  • Nomination facility
Interest Rate
3.50%
(Up to ₹ 1 lakh)
7%
(Above ₹ 1 lakh and up to ₹ 5 crs)
Minimum Balance
0
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Features
  • No monthly average balance
  • Online instant account opening
  • Free RuPay debit card
  • Access to ATM's and branches to facilitate withdrawals
  • Your favourite number can now be your bank account number
Interest Rate
5% p.a.
(Up to and including Rs.1 lakh)
6.25% p.a.
(Above Rs. 1 lakh and up to including Rs.5 lakh)
7.00% p.a.
(Above Rs. 5 lakh and up to including Rs.1 crores )
6.50% p.a.
(Above Rs.1 crore and up to Rs.5 crore )
Minimum Balance
0
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Features
  • Zero Balance
  • Attractive Interest Rate
  • Avail Debit Card
  • Paperless Account Opening
Interest Rate
4% p.a.
(Up to 1 lakh)
5% p.a.
(> 1 Lakh to 5 Lakh)
5.25% p.a.
(> 5 lakhs to 50 lakhs)
6.25% p.a.
(> 50 lakhs to 5 crores)
6.50% p.a.
(> 5 crores)
Minimum Balance
0
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Features
  • Open a Savings account within minutes
  • No minimum balance
  • Free Debit Card for 1st year
  • Accident cover
Interest Rate
2.75% p.a.
(upto Rs. 1 Lakh.)
2.75% p.a.
(From Rs. 1 Lakh to Rs. 10 Lakh)
2.75% p.a.
(Above Rs. 10 Lakhs and up to Rs.50 lakhs)
3.50% p.a.
(Above Rs. 50 Lakhs and up to Rs.100 lakhs)
4.50% p.a.
(Above Rs. 100 Lakhs)
Minimum Balance
0
Show Details
Features
  • No minimum balance
  • No initial deposit
  • Free cheque book facility
  • Free debit card
  • Nomination facility