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Zero Balance Savings Account

Compare Zero Balance Saving Account Online!

While some banks still require their customers to maintain a certain amount of minimum balance, many banks now provide their customers with zero balance saving account wherein you don’t have to maintain a minimum balance.

A zero balance account is ideal for holders, who are new to banking and prefer to avoid the pressure of maintaining a minimum balance in their account.

Interest Rate
4.5% p.a.
(Balance up to Rs.1 lakh)
5.50% p.a.
(More than 1 lakh and Upto 10 Lakhs)
6.50% p.a.
(More than 10 Lakhs and Upto 5 Crores)
Minimum Balance
0
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Features
  • Zero Balance Account
  • Online account opening
  • Rupay Debit Card
  • Low minimum initial funding
Interest Rate
4% p.a.
(Upto Rs. 1 Lakh)
5% p.a.
(above Rs. 1 Lakh & upto Rs. 10 Lakhs)
6% p.a.
(above Rs. 10 Lakh)
Minimum Balance
0
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Features
  • Open account online instantly
  • Minimum average balance is waived off
  • Freedom to select your account number
Interest Rate
2.75% p.a.
(Any amount)
Minimum Balance
0
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Features
  • Paperless and online account opening process
  • No minimum average balance
  • Multilingual customer support
Interest Rate
2.50%
(Less than ₹5 Crores)
Minimum Balance
0
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Features
  • Zero Balance Account
  • Instant Account Opening
  • Account Opening through selfie
  • Two ways to open bank account
Interest Rate
4% p.a.
(Balances less than Rs. 1 lakh)
5% p.a.
(Balances from Rs. 1 lakh to less than Rs. 5 lakhs)
6% p.a.
(Balances from Rs. 5 lakh to less than Rs. 10 lakhs)
7% p.a.
(Balances from Rs. 10 lakhs to less than Rs. 5 lakhs)
6.50% p.a.
(Balances from Rs. 5 crore to less than Rs. 10 crores)
Minimum Balance
0
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Features
  • No minimum balance requirement
  • Free online transfers
  • Monthly interest payout
  • Avail virtual RuPay Debit Card
Interest Rate
2.50% p.a.
(Any amount)
Minimum Balance
0
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Features
  • Debit card facility with a daily cash withdrawal limit of Rs.25,000 and a purchase limit of Rs.10,000
  • Free Internet and phone banking facility
  • Free Cheque book facility
  • No limit on cash deposits in the account
  • Maximum of 4 withdrawals from the account in a month, which includes ATM cash withdrawals, electronic transfers using NEFT and RTGS, cheque payments, demand drafts, and pay orders
  • Monthly bank account statements are provided.
Interest Rate
4%p.a.
( Less than Rs.1 Lakh )
5% p.a.
(Rs. 1 Lakh to to less than 10 lakhs.)
6% p.a.
(From 10 lakhs to less than 300 Crore)
Minimum Balance
Nil
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Features
  • Get the account number of your choice
  • Free NEFT & RTGS facilities
  • 24/7 customer care support
  • Unlimited number of transactions at any ATM in India
Interest Rate
4%* p.a.
Minimum Balance
Zero
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Features
  • Open Kotak 811 instantly online
  • Kotak Jan Dhan Account for economically weaker sections
  • Get attractive interest rate
Interest Rate
3.00% p.a.
(Balance of up to Rs. 50 lakhs)
3.00% p.a.
(Balance of more than Rs. 50 lakhs.)
Minimum Balance
0
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Features
  • No Minimum balance requirement
  • Free debit card
  • Cash Withdrawal and Deposit Facility
  • Nomination facility
Interest Rate
7% p.a.
Minimum Balance
0
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Features
  • कोई न्यूनतम शेष राशि नहीं
  • 7% ब्याज दर
  • सशक्त सुरक्षा
Interest Rate
6% वार्षिक ब्याज
(वरिष्ठ नागरिक 6.5% वार्षिक ब्याज अर्जित कर सकते हैं)( कोटक 811 खाता खोलें और एक FD शूरू कर 7.5% ब्याज अर्जित करें)
Minimum Balance
0
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Features
  • बैंकिंग से जुड़ी सभी समस्यों के समाधान का फायदा उठाएं सिर्फ एक टच से
  • आसान ऑनलाइन लेनदेन के लिए वर्चुअल डेबिट कार्ड
  • खरीदारी, किराने का सामान, कैब भुगतान, और कई अन्य कार्यों को लिए बेहतरीन
  • फिक्स्ड डिपॉजिट (सावधि जमा) शूरू कर 7.5% का ब्याज अर्जित करें bit.ly/2KRtaSr
Interest Rate
4% वार्षिक ब्याज
(प्रतिदिन दिन के अंत, तिमाही जामा की गई राशि पर)
Minimum Balance
0
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Features
  • केवल अपने आधार की मदद से खाता खुलवा सकते हैं, इस खाते को खुलवाने का आवेदन आईडिएफसी बैंक के एटिएम से कर सकते हैं
  • यह खाता, इंटरनेट और मोबाइल बैंकिंग, मुफ्त और अनगिनत एटिएम सेवाएं और अन्य कई सुविधाएं प्रदान करता है