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Kotak 811 Zero Balance Account- Kotak Mahindra Bank

KOTAK 811 Savings Account- 0 Balance Account

Kotak 811 is a zero- balance, digital savings account with Kotak Mahindra Bank. The citizens who are above the age of 18 years can open this online account with zero balance via Kotak Mahindra Bank. Some of the unique features of the Kotak 811 zero balance bank account include:

kotak 811 features

1.Open your account easily

Opening a Kotak 811 zero balance account is now effortless with its digital features. You can open a zero balance account by simply downloading the Kotak Mobile Banking App or by visiting Kotak’s Website and registering yourself with the help your Aadhar number, PAN number and other primary details. You can further secure your account with a mobile banking pin and begin using your account immediately. A Kotak 811 zero balance account is easily accessible within the confines of your home and office, without you having to visit your nearest bank branch. Log in comfortably and enjoy the world of seamless online banking.

2.No minimum balance commitment

 Worried about paying charges for low balance in your account? Now enjoy no minimum balance commitment on your Kotak 811 zero balance account and experience true financial freedom. Just as the name of the account implies, Kotak 811 is a zero balance account which means that you need not worry about maintaining a minimum balance in your account. Moreover, you also do not need to worry about a penalty charge in the case of a zero balance.

3.Up to 5%* Interest Rate per annum – The Best in the Market

Invest in Kotak 811 zero balance saving account and earn up to 5%* interest per annum on your account balance. Moreover, you can open a Kotak 811 savings account and book an FD to earn higher interest. Thus, let your bank account earn more money while you work or play!

4.Banking solutions at a single touch

Need solutions of how to go about your savings account? You can now open your investment account or book TD/ RD in a single click from 811 Mobile banking app. You can request for a Chequebook for your Kotak 811 savings account*, transfer and receive funds like DBT (Direct Benefit Transfer), or all into a branch for cash transactions and enjoy more benefits of zero balance saving account*.

5.Virtual Debit Card

Say no to plastic with a Virtual Debit Card. Kotak 811 zero balance account offers a Virtual Debit Card which is made available with your Mobile Banking App. It is virtual, which means that it is modeled to fit in your phone. 811 Debit Card is offered to customers who have verified their details using Aadhar OTP. Check your card details for your online account within the safety of the Mobile Banking app. You can further use this Virtual card to make online payments, pay your bills, recharge mobile/ DTH through your online account, in a few taps.     

6.Scan and Pay*

Now, you don’t need cash or cards to make payments. Paying has become simpler with the Scan & Pay feature. The Kotak 811 Virtual Debit Card also has this ‘Scan and Pay’ feature which you can use at your convenience to avail to your different needs. With you opening an online zero balance account, shopping, buying of groceries, work and play has now become easier!

7.Shop, Travel, and Entertainment*

Why have a clutter of multiple apps on your phone when you have the Kotak Mobile Banking App? The Kotak Banking App along with your Kotak 811 zero balance account has various options made available for you. You can easily access the Kaymall section shop on Flipkart and Shopclues, buy PVR movie tickets, subscribe to national/international magazines, book your flight and hotels on Goibibo or train tickets on IRCTC at the best rates all with your Kotak 811 zero balance account.

You can now open Kotak 811 zero balanceaccount by downloading the Kotak Mobile Banking App for Android/ IOS via Playstore or Apple App Store.

*Terms and Conditions Apply


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