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Kotak 811 Digital Bank Account - Kotak Mahindra Bank

The citizens who are above the age of 18 years can open free zero-balance digital savings account with the Kotak Mahindra Bank. Through its highly specialized 811 zero balance banking option, you can open a savings account for free with no headache of keeping a minimum balance in the given account. Some of the unique features of the Kotak 811 zero balance bank account include:

Instant Account Opening

No visiting any bank branch or leaving your home. Just open your Kotak 811 account on smartphone or through a browser in an instant and quickly log in to the world of seamless digital banking.

No minimum balance commitment

Worried about paying charges for low balance in your account? Now enjoy no minimum balance commitment on your Kotak 811 bank account and experience true financial freedom.

Up to 6%* Interest Rate per annum – The Best in the Market

Earn up to 6%* interest annually on your account balance and let your bank account earn more money while you work or play!

ActivMoney* Auto Sweep in Facility

Want to earn higher interest of a fixed deposit (FD)? Set your sweep-in and sweep-out limit and see your funds being converted into an FD immediately.

  • Avail higher interest rate through funds converted into Fixed Deposit. For details of the fixed deposit interest rate, click here.
  • Eliminate the need to track your funds regularly and give instructions to the Bank for Fixed Deposit creation
  • Greater flexibility and liquidity as the funds flow back into your savings account when required

Banking solutions at a single touch

Now you can open your investment account or book TD /RD in a single click from 811 Mobile banking app. You can also request for Chequebook, transfer funds or walk into a branch for cash transactions and enjoy many more benefits of a savings account*

Virtual Debit Card

The Debit Card is no more plastic with 811. It’s a Virtual Debit Card, shrunk to fit in your mobile. Check the card details within the safety of your app and use it to make online payments like Shopping, paying bills or recharging mobile / DTH, in few taps.

Scan and Pay*

You don’t need cash or cards to make payments. Now paying has become simpler with the Scan & Pay feature. With this pay for all you’re shopping, movies, groceries, and much more

Shop, Travel, and Entertainment*

No need for multiple apps on your phone when you have the Kotak Mobile Banking App. Go to the Kaymall section shop on Flipkart and Shopclues, buy PVR movie tickets, subscribe to national/international magazines, book your flight and hotels on Goibibo or train tickets^ on  IRCTC  at the best rates all with your Kotak 811 account.

You can now open Kotak 811 account by downloading the Kotak mobile banking app Android / IOS or just click here and open account instantly.

*Terms and conditions apply. is owned by Software Workshop Technologies Private Limited. We offer you product information best known to us for your financial needs be it savings account, current account, debit card, credit card etc. In addition, you get to stay updated about on-going trends in the realm of digital banking. Now you get a chance to compare online bank products on a neutral platform like us and browse through a range of articles before making a choice to purchase a product. Know more

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