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Planning to buy a new phone? Three ways to fund your phone

Should you borrow money, pay the entire value, or take an EMI to purchase a phone? Phones are also considered as a status symbol around the world by many young adults. For example, owning an iPhone X demonstrates that you are financially well off and ‘cool’. However, these high status phones are extremely expensive and […]

How to not say, "I DECLARE BANKRUPTCY!"

This article will help you prevent yourself from saying these eternal words by Michael Scott. The Office (US) is easily one of the greatest shows to be ever telecasted. Adapted from Ricky Gervais’ UK version with the same title, The Office ran from 2005 to 2013, spanning over 9 seasons. The show follows the journeys […]

Why you should pay your bills through your bank account?

Other than being extremely easy for paying your bill, you can also receive cashbacks and promos for paying bills through net and app banking.  Internet has made the world a global village. It has made it possible to see someone residing on the other part of the world within a second. Not just that, internet […]

9 Charges of savings accounts that you should know about

Bank holders can be charged a number of fees on account of non-maintenance of average monthly balance, ATM withdrawal and debit card charges etc. Savings accounts are the simplest of all the financial products. It is essential to have savings accounts as it is one of the first points of contact in the financial world.  […]

Investment options for people in the late 20s

Recurring deposit, SIP, life insurance, liquid fund and PPF are some of the best investment options for people in their 20s. The 20s in our life is a phase where a lot of new things happen. You are most likely to move out of college and settle into a full time job in another city. […]

Which is better : FD, PPF, NPS, EPF?

Returns, lock-in and tax benefits are some of the angles where these investment options vary. There are different types of investment options that can help us fulfil various financial goals and save tax as well. Fixed deposits, public provident fund, national pension system and employee provident fund are some of the popular investment options. But […]

Why should you have term insurance even if you are single?

What is the first thing that comes to your mind when you think of life insurance? It must be a picture of a family with the father, mother and their two kids. Life insurance or term insurance has always been portrayed as a financial product that is meant exclusively for married people with kids. Although […]

5 turning points in the Online Banking Payment System in India

Read to know how banks have changed the course of online payment systems. In previous years, cheques have been used as the mode of payment. Technology has been the key change when it comes to payments. In the 90s, a massive change occurred in the mode of payment with the introduction of Debit Card, Credit […]

5 mistakes college students make while saving

How can you maximize my savings with low risk. Since our birth, every parent tries to inculcate a habit of saving as and when it is possible. As a culture, we prefer buying a car with our savings rather than taking a loan and then purchasing the car. Even when it comes to a house, […]

Is your Money Mindset aiding your financial goals or acting as a setback for your financial goals?

Just like different types of personalities, there are different money mindsets. Find out which one are you. “Your idea of poverty is very different from mine”. Kangana Ranaut This statement by Kangana Ranaut speaks volumes of how each person’s mindset can be vastly different. The mindset that people have towards money plays a major role […]

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