Languages: English Hindi

Paytm Karo!

I started using Paytm after demonetization and haven’t looked back ever since! It is a one-stop payment app for me where I can not only shop online and book my movie and flight tickets but I can also pay my local kirana store by just scanning the QR code. It has made my life so much easier!

You can load money in your wallet from your existing bank account and transfer money on the go. If you don’t have a bank account then go for a bank that provides you with an online account facility like Kotak 811 and Digibank but if you already have an account and need the benefits of an e-wallet then go for Paytm!  


Interest Rate
6%* p.a.
( 6.5% p.a. for Senior Citizens)(Open Kotak 811 and Book an FD to earn up to 7.00% interest)
Minimum Balance
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  • You can now avail the benefits of the banking solutions with a single touch
  • Kotak 811 offers a virtual debit card (VDC) for the ease of online banking
  • Ideal for all your daily needs such as shopping, groceries, cab payments, and various others
  • Earn 7.00% interest on fixed deposits and Senior Citizens can earn upto 6.5% p.a. To know more click
Interest Rate
4% p.a.
(Balance above Rs. 50 lac)
3.5% p.a.
(Balance of below Rs. 50 lac)
Minimum Balance
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  • Get the zero balance savings account number instantly
  • A free virtual debit card for online transactions
  • Transfer funds, get account statements, pay bills, and so more –free of charge

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