I started using Paytm after demonetization and haven’t looked back ever since! It is a one-stop payment app for me where I can not only shop online and book my movie and flight tickets but I can also pay my local kirana store by just scanning the QR code. It has made my life so much easier!
You can load money in your wallet from your existing bank account and transfer money on the go. If you don’t have a bank account then go for a bank that provides you with an online account facility like Kotak 811 and Digibank but if you already have an account and need the benefits of an e-wallet then go for Paytm!