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Digital Transaction with PhonePe

I uploaded PhonePe for an ease in online transactions since I already had a savings account and was very happy with it. It was very easy to use the app since all you have to do is link your bank account or your debit/credit card to it!

Phonepe provides services like UPI Payment, Bank transfer, Credit card payments, insurance, bill payments and many more. It also has various cashback offers for its users.

I, once, had a problem regarding a transaction I had made and contacted the customer service. They were very helpful in solving my problem.

All in all, I have had a good experience with the app and would recommend you to try it too.


Interest Rate
6%* p.a.
( 6.5% p.a. for Senior Citizens)(Open Kotak 811 and Book an FD to earn up to 7.00% interest)
Minimum Balance
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  • You can now avail the benefits of the banking solutions with a single touch
  • Kotak 811 offers a virtual debit card (VDC) for the ease of online banking
  • Ideal for all your daily needs such as shopping, groceries, cab payments, and various others
  • Earn 7.00% interest on fixed deposits and Senior Citizens can earn upto 6.5% p.a. To know more click
Interest Rate
4% p.a.
(Balance above Rs. 50 lac)
3.5% p.a.
(Balance of below Rs. 50 lac)
Minimum Balance
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  • Get the zero balance savings account number instantly
  • A free virtual debit card for online transactions
  • Transfer funds, get account statements, pay bills, and so more –free of charge

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