essentially important for everyone, irrespective of one’s financial position.
YES Bank looks at the various aspects of a customer’s needs and has provided
several different bank accounts to cater to each customer, along with one of
the best savings account interest rates. Have a look through the list below and
choose the best savings account for you.
Customizable Savings Account:
offers its customers a Customizable Savings Account, which as the name
suggests, allows customers to customize their savings account to meet their
specific needs. This saving account is the first
of its kind to give customers the Power to Choose which services will aid
them, rather than just offering the same generic banking products to all its
customers. The features of this bank account are as follows:
The account is extremely easy to create. A
customer can simply visit www.yesbank.in
or visit the any YES Bank branch.
Choose from a wide range of features based on
your requirements and eliminate all unrequired account services.
Earn up to 6% interest annually, on the
balance in your account.
Use your Power
to Choose your own Debit Card from a variety of options, pricing options,
packages to maximize your account benefits.
You can also avail Relationship Rewards by
which your benefits are auto- upgraded.
Savings Value Account:
Value Account further enhances the value of your savings with a host of varied
banking benefits. The benefits include:
Easy to create. Create your Savings Value
Account in a few taps.
Avail the Internet Banking facility, where
you can access your saving account anytime, anywhere!
Earn high returns with a higher interest rate
of 6% p.a.
As a savings account holder you are eligible
to earn tax- free interest income up to Rs. 10,000 in your Savings Value
Smart Salary Platinum Account:
an enjoyable experience by creating a Smart Salary Platinum Account with which
you receive the best services and exclusive privileges. Paybacks of this
savings account include:
This account is a zero balance account. This
means, that you need not maintain a minimum balance in your account. Plus, you
will not be penalized for maintaining a low balance in your account.
Moreover, in case of there being no credit in
your account for over 3 consecutive months, your account will be converted into
a Regular Savings Account with AQB (Average Quarterly Balance) requirement.
Make your money work for you! You can earn a
high return with a savings account interest rate of 6% per annum.
You can earn up to Rs. 10,000 in your saving
account as tax- free income.
You are also eligible to receive account
statements and e- statements at a pre- defined frequency at your mail address.
Smart Salary Exclusive Account:
saving account with the best- in- class banking products and superior features.
The benefits if this bank account include:
There is no minimum balance requirement for
this savings account.
You are entitled to a Domestic Gold Debit
Card with this savings account.
Enjoy unlimited and free transactions at YES
Bank ATMS or other Bank ATMS.
You can avail daily international and
domestic ATM cash withdrawals up to Rs. 75,000.
You need not create a new Savings Account if
you change your employer. You simply just need to send an email/ letter to any
YES Bank Branch stating your name, account number and a statement that proves
that you have joined the new corporation.
You are qualified to hold a joint account
with your spouse/ parent or a blood relative.
Smart Salary Advantage Account:
advantage of your banking experience by making use of a wide range of products
and benefits to suit your needs. The features of this account are:
View your account whenever you want with the
YES Bank Net Banking facility.
You can avail the joint holder facility with
your spouse/ parent or a blood relative. There is no charge for a supplementary
Debit- cum- ATM card for a joint holder.
Use YES Bank’s IMPS facility to transfer
money to any bank account at an instant.
You will receive a free Titanium Debit Card
with this bank account, which you can use to access over 1.25 million ATMs and
25 Million merchants all over the country.
There is no charge for the first 5
transactions at other bank ATMs.
Along with the different types of savings account, YES Bank also offers an enriching banking experience with its expert financial solutions and professional advice facility.