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WhatsApp Banking with Kotak!

Kotak Mahindra Bank has always believed in being responsive to the dynamic changes happening in the sphere of banking in India. Being a disruptive innovator in an ever-changing ecosystem, Kotak has recently launched WhatsApp Banking for its customers!

With this new feature of WhatsApp Banking; Kotak embarks on continuing their journey on being a bank that is aware, responsive and understanding of its customers’ needs debunking the pre-conceived notions of banking being tedious, cumbersome and complicated.

WhatsApp now has 1.5 billion monthly active users with 200 million users being Indians. This is an insight into the changing consumer habits and the way they now share information.  With the growing usage of Social Media for everyday needs, Kotak plans to leverage this platform to understand the requirements of its customers and deliver pragmatic solutions best suited for their needs.

Being one of the first few banks to start WhatsApp Banking in India, Kotak truly exemplifies being a disruptive innovator in India’s financial sector.

Kotak, with WhatsApp, plans to make banking more accessible to its customers. The customers literally have their bank account on the palm of their hands! They can connect with the bank anytime they want by just sending a WhatsApp message.

It is very easy to start banking through WhatsApp:

  • Give a missed call on 9718566655 from your registered mobile number and register yourself.
  • Mobile phone users can click here to get started.
  • Save the number ‘022 66006022’ to your mobile contacts.
  • Go on WhatsApp, search for the contact and send “help” as a message to view the list of services offered by Kotak.
  • Type the number corresponding to the service you seek to trigger a response.
  • If you wish to discontinue the WhatsApp banking services, you can send a “stop” message.

Kotak has always focused on providing its customers with the best banking experience and this is a step taken towards that very endeavor. It has carefully chosen the channel for communication and has taken reasonable measures to protect the security and confidentiality of the Customer Information.






Interest Rate
6%* p.a.
( 6.5% p.a. for Senior Citizens)(Open Kotak 811 and Book an FD to earn up to 7.00% interest)
Minimum Balance
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  • You can now avail the benefits of the banking solutions with a single touch
  • Kotak 811 offers a virtual debit card (VDC) for the ease of online banking
  • Ideal for all your daily needs such as shopping, groceries, cab payments, and various others
  • Earn 7.00% interest on fixed deposits and Senior Citizens can earn upto 6.5% p.a. To know more click
Interest Rate
(Up to Rs. 1 Lakh)
Minimum Balance
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  • Open an account only with the help of your Aadhar Card Can apply for this account at the micro ATM of IDFC Bank
  • Account offers Internet & mobile banking, free & unlimited ATM services, and various others.

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