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What can Ranveer Singh teach you about Finance

Movies are a reflection of the society. This article will help you see how to look at movies from a financial lens.

Ranveer Singh is the ultimate modern-day actor. Blessed with skill, energy and fine judgement- Ranveer Singh and his movies leave us all wanting for more. There’s certainly more than a thing or two, that we can learn from his movies.

Here are some of the financial lessons that we can take from his movies:

Financial Lessons, Ranveer Singh

“Business ka first rule… jiske saath vyapaar karo, usse kabhi na pyar karo.”

This important lesson from Band Baaja Baaraat, is very pertinent in life. Here, Shruti tells Bittoo, that they can’t date because they run a wedding planning business together. She thinks them getting involved will affect the business side of the relationship. This is actually a decent financial advice. You must always keep money and emotions aside. You should make financial decisions on the merit of their profitability, and not let your emotions affect it.

“Akele paise kamane mein koi mazaa nahi hai.”

Ranveer Singh plays a con artist in Ladies VS Ricky Bahl, and teams up with Ishika Patel, played by Anushka Sharma for a business venture. The dialogue above shows us the importance of pooling your funds. An individual person’s wealth and savings will, more often than not, be lesser than that of a group of investors. Insurance works on a similar principle. It believes in pooling of funds by a lot of persons, and paying a sum assured to anyone who suffers or needs it.

“Hero banne ke liye jigar ki zaroorat padti hai… aur jab jigar ho toh bhari bandook ka kya kaam?”

This dialogue from Ram Leela talks about love, under the backdrop of a city filled with guns. But this also makes up good financial advice. A bhari bandook can refer to a bank account loaded with money. But you need jigar, a risk appetite, to actually make those investments and multiply your money.

“Jeeonga toh tere saath… maroonga toh tere haath.”

This dialogue from Ram Leela talks about undying love, and how it eventually causes the demise of the story’s protagonists. We are hence, warned against practicing the same. The same principle applies to certain bad investments or bad debts. It is not healthy to be too loyal to certain stocks. You should sell off or disinvest stocks or other investments at the right time.

“Aaise aaise surpises diye hai… samne waale ne agle saal se birthday manana hi bandh kar diya.”

This is a dialogue from the multi-starrer Kill Dil. Although the movie wasn’t a box office success, it also provided certain useful advice. The above dialogue can mean that one shouldn’t invest all their money in a single source. The market is very volatile, and it can offer unforeseen surprises. To tackle this, one must create a diversified investment portfolio, and maintain a balance between safe and risky investments.

“Agar Shah Jahan practical hota to Taj Mahal kaun banata?”

This dialogue from Dil Dhadakne Do teaches us to be ambitious and set higher goals. Individually, we must prevent ourselves from getting too complacent with our life. We must always strive to get richer. The first step to do this is by setting financial goals for yourself, and making a well laid-out plan to achieve them. 

Kehne ko hum pass hai par kitni doori hai, yeh bhi kaisi majboori hai.”

This incredible dialogue from Gully Boy talks about the class divide. In finance, it also applies to returns on investment made. One must be patient in order to get higher returns. In case of a fixed deposit, if one is hasty, and they withdraw the money sooner than the maturity period, they will lose a significant amount of interest that they could have otherwise earned.

Hence, these were some of the parallels that we can draw from Ranveer Singh movies, and link them to money and financial concepts.

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