Talking about mobile phones is like discussing people’s most pressing necessity. Earlier it was a luxury to have a smartphone, and not many people had one. But today it’s all over there in the world. Even a grade 8 student owns a mobile phone today. The reach has widened over the years, and it will keep on increasing for the upcoming years. Though not all smartphones are expensive, high-end smartphones like the iPhone are costly enough to get insured. Who’d want to let their phones be at risk? And when it costs you more than Rs.50,000 then for sure, you’d never take a chance. Mobile insurance comes in the picture then.
The concept of mobile insurance is recent and not many mobile phone owners are willing to purchase it. But these days, theft of mobile phones has become a common occurrence, making it even more critical for people to get their devices insured.
And it’s not just about theft; these electronic devices are prone to software and hardware damage or failure due to an accident, screen crack, spillage or any other reason.
With so many possibilities of damage, don’t you think it’s better to get mobile insurance?
Yes, we all would think before spending money on mobile insurance because we aren’t quite sure of what it has to offer. We ask ourselves, will it actually help us in case of damage or theft? There’s a flood of thoughts in your mind whether it’s worth it or not?
But, honestly it’s helpful, and you could entirely rely on it.
It covers a list of risks and damages mentioned below.
Imagine how many times you face these issues, and all you can do is either to spend a lot on repair or buy a new phone if the damage is irrevocable. But with mobile insurance, you don’t need to worry about such damages.
Now for those of you who think it includes every risk or damage related to the device, let’s break your myth. It doesn’t cover for damages like:
So, make sure you don’t start throwing your phone off a window or stabbing your screen just so you can claim for it.
Often, people misinterpret the policies and fail to claim insurance. Here’s a process which could help you do it.
When it comes to choosing the best insurance plan, you need to check the policies carefully and zero down on the best one.
Once you know which company’s plan suits your budget and what all does it cover, you can insure your phone and secure it against damages.insurance, smartphone, smartphone insurance
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