Languages: English Hindi

Kotak 811 Offers: Open a Kotak 811 Account & Avail Attractive Offers

Do you want to open a new savings account? But don’t want to visit a bank branch? You can open a full-fledged Kotak 811 Savings Account through video KYC.  And after your bank account is open, you can avail various Kotak 811 offers under their ‘Kona Kona Umeed’ campaign.

kotak 811 offers

What is Video KYC?

Video KYC is a video-based interactive process through which bank officials will verify your KYC documents. Your account will be opened within 8 hours and you will receive your Kotak 811 account details such as Customer Relationship Number (CRN) and account number on your registered email id and phone number.

After you receive your confirmation details, you can download the Kotak Bank Mobile Banking App and access your virtual debit card, apply for a physical debit card or transact using your net banking credentials.

Kona Kona Umeed Offers for Kotak 811

After opening a new Kotak 811 Account, you become eligible to avail over 100 offers under the ‘Kona Kona Umeed’ campaign. You can avail these offers by using your Kotak Debit Card or net banking to pay for your purchases after adding the relevant offer code. The offers are open to all Kotak customers.

You can click here to check all the existing offers and eligibility criteria.

The offers are available across segments such as groceries, medicines, health checkups, entertainment, education, shopping and fitness. You can save up to Rs. 40,000 annually by availing these discounts. So, whether you are tea lover or addicted to gardening, you won’t run out of options.

Here’s how you can redeem the offers:

  • Visit the store’s website or download the app.
  • Add the required products to your bag.
  • Apply the coupon code at the time of booking confirmation or payment.
  • The offer will be applied on your bill.
  • Use your Kotak debit card, credit card or net-banking to avail the offer.

Advantages of Kotak 811 Video KYC Account

The Kotak 811 Video KYC Account has the benefits of Kotak 811 instant digital account and the video KYC process. Here are a few advantages of Kotak 811 Video KYC Account.

Full-fledged Savings Account:

The Kotak 811 Account opened through Video KYC is a full-fledged savings account. This means that there is no need to visit the bank branch or book an appointment to complete your KYC process. The account is opened within eight hours. You will receive the account details on your registered email id and phone number. Keep your Kotak 811 Account details carefully for future reference.

You can download the Kotak mobile banking app and set your mobile banking PIN to carry out transactions using the bank app. Your Kotak 811 account details will also be available on the app. 

You can fund your account, use your virtual debit card through the bank’s app and access net banking. There are no transaction limits on Kotak 811 Video KYC account.

You can also request for a physical debit card or a cheque book. Bank will deliver the deliverables at your communication address within a few days.  

Open account from your home:

You can open Kotak 811 Video KYC account with zero contact from the comforts of your home. You need to complete the online account opening form, after which a bank executive will verify your details through video conferencing. You just need to keep your original PAN, Aadhaar number, pen and paper handy before opening the account. 

Zero balance account:

Kotak 811 opened through Video KYC is a zero balance account. This means you don’t have to keep any minimum average balance in your account. So, you don’t have to worry about maintaining the minimum average balance or paying the penalty.   

Avail other financial products

As the account is a full-fledged savings account, you can avail the different financial products such as Recurring Deposit (RD) or Fixed Deposit (FD) within a few hours and start your saving journey.

You can also apply for Kotak 811 Credit Card against a minimum Fixed Deposit of Rs.15,000. The secured credit card is a free for life credit card with no annual or joining fees.

Read: Looking for a free credit card? Here’s 5 Credit Cards with No Annual Fees

How to Open Kotak 811 Account through Video KYC

  • Click here to start the process.
  • Fill the required details online.
  • Carry out your basic checks with the Kotak Bank executive through video interaction. Carry out the process as guided by the bank agent.
  • Your full-fledged Kotak 811 Account will be activated within eight hours and you can enjoy the different features and facilities.


If you are looking to open a full-fledged savings account, you can open a Kotak 811 through video KYC. It is a zero contact process and you can get a zero balance account with no restrictions from the comfort of your home. In addition, Kotak 811 customers can avail over 100 offers by using Kotak Net Banking, Debit card or Credit Card to make the payment.    


Tags: ,

Contact us:

हमसे संपर्क करें :