Living in a tech-savvy world has increased the usage of laptops. Be it a school presentation or your office work, and you always need a laptop to do the same. What happens if it gets damaged or there’s some software issue? You stress over because it impacts your related business, i.e. a student will fear for his grade, and an employee will not be able to complete an important presentation.
In this fast-moving world, you cannot afford to waste even an hour. So, to avoid such problems, it’s better to get your laptop insured. Also, laptops are costly, and it’s a long-term purchase decision, so if any accidental damage happens, a lot of money goes into replacement or repair.
We know you get a one-year warranty on your laptops, but what if something happens after it expires? You’ll lose your money and files saved in it.
To keep yourself away from such risks, read below how will laptop insurance help you.
It covers a range of damages which are caused due to some familiar occurrences. Read the list below to know the coverage:
These are the covers that you get in your insurance plans and are enough because a laptop cannot undergo more than this. Even the coverage varies from company to company, so read the documents and compare the plans carefully.
Though it covers a lot of damages, it’s not subject to include certain situations. You might want to know these exclusions so here’s a list of it:
So, before you claim, check the damage isn’t related to any of the above reasons. It won’t give you the approval for cashless replacement or repair.
Following are the steps that would guide you to claim for any damage:
There are only a few companies that have laptop insurance policy. So, make sure you pick the best plan and make the most of it.
It is one of the leading companies to provide laptop insurance with an array of plans.
Following are the plans as per price and tenure.
Image Source: Times Global
The features of the plans include:
-100% Cover for Screen Crack, drops, damages and malfunctions.
-90% of the invoice bill gets paid on the stolen device.
-Covers Apple Macbook (Pro, Air), HP, Dell, Lenovo, Acer, Sony, Samsung, Toshiba, and Microsoft surface.
-The plan includes a free extended warranty.
It comes under its Electronic Equipment Insurance policy, which encompasses other devices as well.
The policy covers material damage to the laptop machine, including software issues caused due to unforeseen events.
Plans vary according to the price of the laptop and the time selected for the insurance.
For more details, you can check their policy terms and conditions.
It has a plethora of appliance insurance which includes laptop insurance plans too.
Plans start from Rs. 899 for a laptop priced up to Rs. 5000 and it varies depending upon the price of the laptop.
It covers physical damage, liquid damage, shattered screen.
Plus it comes with an extended warranty which covers malfunctions and breakdowns.
They also provide free pick and drop facility to the owners.
So, Don’t let your laptop suffer and risk. Hurry up and get your laptops insured to work hassle-free.
Also read: Smartphones require insurance tooTags: insurance, laptop insurance, laptop
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