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Here's how you can open Kotak 811 Account

Kotak 811 customers can get a chance to visit Dubai and Abu Dhabi.

The present age is the digital age. The digital age has made it extremely easy for individuals to do basic day to day activities from the comfort of their own home.

Now, it is possible to open a savings account online. In this respect, Kotak 811 is the first online zero balance account to be introduced in India. It is a zero balance account which means that are no need to keep a minimum balance in the savings account.

Plus, there is no initial deposit to open your savings account.

Interested in opening a Kotak 811 account, here are the steps that you need to take to open a Kotak 811 account:


Step 1: Download the Kotak app or visit the Kotak website.
Step 2: Enter your full name, mobile number and email id. Click on get 811.

kotak 811

Step 3: Enter the OTP that you have received on the mobile number. Click on next.

kotak 811

Step 4: The next screen will ask for confirmation to use your Aadhaar details to open the bank account. Click Yes if you want to open a Kotak 811.


Step 5: Enter your PAN and Aadhaar Number. Click on Next.

Step 6: Accept the terms and conditions.

Step 7: Enter the OTP that was sent to your number linked to your Aadhaar number.

Step 8: Verify your Aadhaar Address details.
Step 9: Fill other details such as occupation, annual income and marital status etc. Tap on No if you are not a politically exposed person.

Step 10: Click on the tax resident status. Click on the first option if you are an Indian citizen.

kotak811

Step 11: Add a nominee and Nominee’s address.
Step 12: Check your profile and accept the terms and conditions.
Step 13: As Kotak 811 is a digital account, you have to complete the full KYC process. You can book an appointment for your full KYC verification. You can add a meeting address.
Step 14: To get credit cards and loans, you can also allow Kotak to fetch your credit score.
Step 15: Set up your net banking password, mobile banking MPIN, and other PINs.
Your Kotak 811 is now ready to use. You will receive a Customer Relationship Number (CRN) which you will need to carry out further transactions.

kotak 811


You can also use your UPI address to receive and send money.
These were the steps that you can follow to open a Kotak 811 account.


To know more:

Zero Balance Account – Kotak 811

Kotak 811 Diwali Offer


Click here to open a Kotak 811 Account.


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