HDFC Bank Millennia Credit Card is a new credit card by HDFC Bank.
We are born more than to just pay our bills and die. And millennials are the generation that does not want to live an ordinary life. Passions drive them and they want a life full of adventures.
HDFC Bank Millennia Credit Card aims to help you do just that. This credit card is a good option for people who can’t wait for more. Millennials constitute 34% of India’s population and this card aims to cater to all their demands.
While many credit cards give cashback, the cashback is only limited to a few transactions in the first year. However, with the millennia credit card, you can get cashback on every transaction.
You get plenty of cashback when you use this credit card. Whether it is shopping on Amazon, Flipkart, booking flights and hotels, you can get 5% cashback when you shop through PayZapp and SmartBuy. Moreover, you can get 2.5% CashBack on all online spends and 1% cashback on all offline spends and wallet reloads.
Millennials love to travel. We plan to see the entire world and we don’t want to wait till we are retired to do that. Hence, this card comes with eight complimentary domestic airport lounge access. The offer can be availed twice a quarter. You need to swipe your millennial card and a transaction charge of Rs. 2 will be charged from your account.
Millennials life is all about experiences and less about products. Food is one of the areas that make us feel good and we want to experiment with different varieties. We are no longer satisfied with dal chawal. Hence, many hours have been utilised in finding the food joint or restaurant that can make our tongue tickle and give us a foodgasm.
The HDFC Bank Millennia Credit Card comes with exclusive dining privileges. You can experience the Good Food Trail Dining program at premium restaurants across major cities.
As an introductory offer, customers will receive gift vouchers worth Rs.1,000, on transactions of Rs. 1 lakh in each quarter in the first year. If you spend more than Rs.30,000 in the first 90 days, your first year’s membership fee will be waived off. Also, the renewal membership fee will be waived off if you spend above Rs.1 lakh in the first year.
The first year membership fee and annual of this credit card are Rs.1000. Additional taxes are applicable.
There are two eligibility criteria to avail of this credit card. If you are a salaried individual, your gross monthly income should be more than Rs.30,000. The minimum age and the maximum age to get this card is 21 and 60 years respectively. For self-employed individuals, the income shown be more than Rs.3.6 lakh per annum. However, for the self-employed individuals, the maximum age is relaxed to 65.
Conclusion:
If you don’t have a credit card and you carry out multiple transactions whether it is offline or online, you can look into HDFC Bank Millennia Credit Card.
If you already multiple credit cards, then compare the various benefits of your cards and if this card still lucrative, then go for it. Or else hold your horses.
Want to know about the different credit, click here
