Direct benefit transfer comes with many benefits for both the Government of India and the beneficiaries. The following are the advantages of DBT:
Lets elaborate the last two points!
Which schemes are the top savers for DBT?
DBT helps the government avoid leakages in transferring the benefits to the citizens by removing the intermediaries and duplicate/fake beneficiaries. It directly transfers the benefits to the beneficiary’s bank account.
This plugging of the leak in funds has helped the government save the public funds they would have lost before the introduction of DBT.
In 2018-19 alone the government helped transfer Rs. 2, 32,384 Crore worth of benefits and the cumulative DBT amount is Rs. 6, 06,181 Crore. DBT has helped plugged leakage in benefit transfers and has saved Rs. 1, 09,983 Crore+
The top three government schemes to contribute to the savings of 2018-19 are as follows:
With estimated savings of Rs. 56,391 Crore DBTL eliminated 4.09 Crore duplicate, fake/non-existent, inactive LPG connections. There are 1.94 Crore Non subsidized LPG consumers including 1.04 Crore “Give it Up” consumers.
With estimated savings of Rs. 30,303 Crore, it contributed to deletion of 2.82 crore duplicate and fake/nonexistent Ration Cards.
Ministry has estimated 10 % savings on wages because of deletion of duplicate, non-existent, ineligible beneficiaries. It contributed to an estimated savings of Rs. 19,765 Crore.
How is the Web portal of DBT, DBTbharat.gov?
The online portal, DBT.bharat.gov.in, proves to be a one-stop solution for clearing all your queries regarding Direct benefit transfer (DBT). The web platform enables administrators to access information on all government schemes and beneficiaries to access details about the subsidies available to them.
Government User Experience:
Beneficiary User Experience:
Following is the list of leading banks that offer a DBT account to its customers:
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