3 Top Student Cards in India
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A student card can be of immense help for students studying in India and abroad. A student credit card allows students to carry out transactions seamlessly. It can also aid in building a credit score. Any student above 18 years of age can apply for a student credit card. These cards do not come with any income eligibility limit and carry a lower interest rate as well. Most of these cards are valid for five years. International students can also get student forex cards that would help in paying for their college without worrying about currency fluctuations.
In this article, we will compare three best student cards in India.
For: Students with SBI loan and FD
The largest bank in the country, SBI offers SBI Student Advantage Plus Credit Card, a student credit card. This card is exclusively meant for education loan customers of State Bank of India. Students can get a credit card against a fixed deposit at any State Bank of India branch.
Customers get a 1 reward point for every Rs. 100 spent and the reward points can also be used to pay the outstanding balance.
The annual fee of the card is reversed if the cardholder makes purchases of more than Rs.35,000.
How to Apply: Visit the nearest SBI Branch
For: Indian students studying abroad
ICICI Bank Student Travel Card is ICICI Bank’s forex card meant for students. Students can meet their necessary expenses, pay fees through this card.
On taking the card, students get joining benefits worth Rs.5000. Students get International Student Identity Card (ISIC) membership, discount on excess baggage, courier service along with card protection insurance and counterfeit card liability coverage up to Rs 5 lakh.
How to apply:
For: Indian students studying abroad
HDFC ISIC Student ForexPlus Card is forex card meant for students studying abroad and it also acts as a student identity card. It is available in USD, Euro and GBP. After the card is loaded, students don’t have to worry about fluctuations in these currencies. During travel, students can withdraw local currencies from ATMs.
As it also acts as a global student ID, students become eligible for special discounts & offer on purchasing books, food, shopping, accommodation, leisure activities, and travel across 130 countries from over 41000 outlets.
Visit a branch with the following documents:
Conclusion: The student life is the time to concentrate on studies and not to worry about transactions and currency fluctuations. These top 3 student cards may help students to transact seamlessly and take care of their requirements.
Click here to compare different credit cards.
